ZIP Code 29676 — Keowee Key CDP, SC Demographics & Data

ZIP code 29676 covers Keowee Key, SC in Oconee County with a population of about 6,169.

At a glance, the area shows median age of 64.0 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-3; the GREENVLL - SPART - ASHEVLL - AND media market.

Keowee Key, SC fits a retirement-oriented profile (high share of residents 65+ (45.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 29676 is about $92,206 — about 23% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 2.1%; 50.0% of adults with a bachelor’s degree or higher (about 16.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Food services, and Construction; about 31.6% of workers reporting work-from-home (about 16.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $403,600 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $468 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 95.9% (about 30.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29676 in Keowee Key, SC, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,593. That is about 20% above the local median household income ($92,206), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Keowee Key CDP, SC as Relatively Moderate (composite score 85.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.1) and hurricane (72.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Keowee Key CDP, SC show little to no average snow and around 87.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 247 for ZIP 29676 (Keowee Key CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.