ZIP Code 29645 — Gray Court town, SC Demographics & Data

ZIP code 29645 covers Gray Court, SC in Laurens County with a population of about 11,212.

At a glance, the area shows median age of 44.2 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-3; the GREENVLL - SPART - ASHEVLL - AND media market.

Median household income in ZIP 29645 is about $59,643 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.8%; unemployment rate near 4.0%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Retail trade; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $163,700 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $676 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 79.5% (about 14.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29645 in Gray Court, SC, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,052. That sits below the local median household income ($59,643), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gray Court town, SC as Relatively Low (composite score 76.2), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (76.8) and flood (71.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gray Court town, SC show little to no average snow and around 50.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 448 for ZIP 29645 (Gray Court town, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.