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ZIP 29604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29604

Median Home Value
$580,500
Median Rent
$1,097
Affordability Snapshot
$160,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,729/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

44.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29604, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,729. That is about 21% above the local median household income ($131,838), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.0%+32% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
12.9%-13% vs US avg
x
Built Pre-1939
14.2%+11% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
7.9%-84% vs US avg
x
Mortgage-Free
24.6%-36% vs US avg
x
$580,500
Home Value
$1,097
Rent
1960
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached3.8%
  • 2-9 units6.7%
  • 10+ units1.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$580,500
Median rent$1,097
Owner-occupied86.0%
Vacant5.3%
Price-to-income4.4x
Est. income to buy$160,000