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Surfside Beach town, SC

ZIP 29575 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29575

Median Home Value
$278,800
Median Rent
$1,154
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,791/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29575 in Surfside Beach town, SC, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,791. That is roughly in line with the local median household income ($72,029). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 48% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+22% vs US avg
x
Vacancy Rate
47.9%+365% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$278,800
Home Value
$1,154
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.4%
  • 1-unit attached4.8%
  • 2-9 units15.1%
  • 10+ units14.8%
  • Mobile home & other16.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$278,800
Median rent$1,154
Owner-occupied79.5%
Vacant47.9%
Price-to-income3.9x
Est. income to buy$77,000