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Charleston city, SC

ZIP 29455 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29455

Median Home Value
$499,500
Median Rent
$1,359
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,209/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29455 in Charleston city, SC, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,209. That is about 18% above the local median household income ($117,422), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
32.5%+215% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
3.1%-56% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$499,500
Home Value
$1,359
Rent
1999
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached8.0%
  • 2-9 units8.5%
  • 10+ units8.4%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$499,500
Median rent$1,359
Owner-occupied86.3%
Vacant32.5%
Price-to-income4.3x
Est. income to buy$138,000