US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29438
  5. Housing & Real Estate
Edisto Beach town, SC

ZIP 29438 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29438

Median Home Value
$556,300
Median Rent
$915
Affordability Snapshot
$153,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,574/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

50.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29438 in Edisto Beach town, SC, a household would need roughly $153,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,574. That is about 98% above the local median household income ($77,386), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 61% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.1%+36% vs US avg
x
Vacancy Rate
61.2%+494% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
47.2%+24% vs US avg
x
$556,300
Home Value
$915
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.2%
  • 1-unit attached4.6%
  • 2-9 units10.5%
  • 10+ units1.8%
  • Mobile home & other6.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$556,300
Median rent$915
Owner-occupied89.1%
Vacant61.2%
Price-to-income7.2x
Est. income to buy$153,000