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Cottageville town, SC

ZIP 29435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29435

Median Home Value
$161,500
Median Rent
$586
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,037/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29435 in Cottageville town, SC, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,037. That sits below the local median household income ($51,310), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.7%+37% vs US avg
x
Vacancy Rate
17.6%+71% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$161,500
Home Value
$586
Rent
1995
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.2%
  • Mobile home & other57.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,500
Median rent$586
Owner-occupied89.7%
Vacant17.6%
Price-to-income3.1x
Est. income to buy$44,000