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Charleston city, SC

ZIP 29403 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29403

Median Home Value
$624,000
Median Rent
$1,506
Affordability Snapshot
$172,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,008/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29403 in Charleston city, SC, a household would need roughly $172,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,008. That is about 162% above the local median household income ($65,689), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
35.1%-46% vs US avg
x
Vacancy Rate
20.1%+95% vs US avg
x
Broadband Access
84.0%-4% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
9.9%-22% vs US avg
x
Built Post-2014
3.1%-56% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$624,000
Home Value
$1,506
Rent
1962
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.2%
  • 1-unit attached4.6%
  • 2-9 units38.6%
  • 10+ units21.2%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$624,000
Median rent$1,506
Owner-occupied35.1%
Vacant20.1%
Price-to-income9.5x
Est. income to buy$172,000