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Lyman town, SC

ZIP 29365 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29365

Median Home Value
$230,500
Median Rent
$981
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,481/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29365 in Lyman town, SC, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,481. That sits below the local median household income ($73,142), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$230,500
Home Value
$981
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.6%
  • 1-unit attached0.0%
  • 2-9 units1.6%
  • 10+ units0.7%
  • Mobile home & other9.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$230,500
Median rent$981
Owner-occupied85.2%
Vacant3.6%
Price-to-income3.2x
Est. income to buy$63,000