US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29209
  5. Housing & Real Estate
Columbia city, SC

ZIP 29209 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29209

Median Home Value
$183,200
Median Rent
$1,006
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,177/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29209 in Columbia city, SC, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,177. That sits below the local median household income ($58,854), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.0%-10% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$183,200
Home Value
$1,006
Rent
1984
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached5.0%
  • 2-9 units15.6%
  • 10+ units11.1%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$183,200
Median rent$1,006
Owner-occupied59.0%
Vacant10.0%
Price-to-income3.1x
Est. income to buy$50,000