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Sumter city, SC

ZIP 29150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29150

Median Home Value
$157,000
Median Rent
$717
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,009/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29150 in Sumter city, SC, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That sits below the local median household income ($48,845), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.4%-11% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
49.7%+30% vs US avg
x
$157,000
Home Value
$717
Rent
1981
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached2.9%
  • 2-9 units11.7%
  • 10+ units9.1%
  • Mobile home & other10.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,000
Median rent$717
Owner-occupied58.4%
Vacant14.4%
Price-to-income3.2x
Est. income to buy$43,000