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Bamberg town, SC

ZIP 29003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29003

Median Home Value
$101,500
Median Rent
$537
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$652/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29003 in Bamberg town, SC, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $652. That sits below the local median household income ($51,341), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
22.9%+122% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
58.2%+52% vs US avg
x
$101,500
Home Value
$537
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.5%
  • 1-unit attached2.0%
  • 2-9 units8.8%
  • 10+ units1.3%
  • Mobile home & other16.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,500
Median rent$537
Owner-occupied76.6%
Vacant22.9%
Price-to-income2.0x
Est. income to buy$28,000