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ZIP 28776 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28776

Median Home Value
$768,100
Median Rent
$1,444
Affordability Snapshot
$211,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,934/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28776, a household would need roughly $211,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,934. That is about 184% above the local median household income ($74,351), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
37.0%-43% vs US avg
x
Vacancy Rate
28.3%+175% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
24.2%-51% vs US avg
x
Mortgage-Free
48.1%+26% vs US avg
x
$768,100
Home Value
$1,444
Rent
2000
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.6%
  • 1-unit attached6.3%
  • 2-9 units22.0%
  • 10+ units38.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$768,100
Median rent$1,444
Owner-occupied37.0%
Vacant28.3%
Price-to-income10.3x
Est. income to buy$211,000