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Bryson City town, NC

ZIP 28713 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28713

Median Home Value
$231,300
Median Rent
$568
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,486/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28713 in Bryson City town, NC, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,486. That is roughly in line with the local median household income ($56,368). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 37% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
36.9%+258% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
55.0%+44% vs US avg
x
$231,300
Home Value
$568
Rent
1989
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.0%
  • 1-unit attached0.6%
  • 2-9 units5.8%
  • 10+ units0.3%
  • Mobile home & other26.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$231,300
Median rent$568
Owner-occupied74.2%
Vacant36.9%
Price-to-income4.1x
Est. income to buy$64,000