ZIP Code 28712 — Brevard city, NC Demographics & Data

ZIP code 28712 covers Brevard, NC in Transylvania County with a population of about 19,600.

At a glance, the area shows median age of 53.9 versus a U.S. median of about 38.9.

It sits in telephone area code 828; U.S. House district NC-11; the GREENVLL - SPART - ASHEVLL - AND media market.

Median household income in ZIP 28712 is about $61,560 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.9%; unemployment rate near 4.1%; 40.2% of adults with a bachelor’s degree or higher (about 6.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $372,900 — about 7% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $744 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 68.7% (about 3.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28712 in Brevard, NC, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,395. That is about 67% above the local median household income ($61,560), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brevard city, NC as Relatively Low (composite score 64.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (67.1) and hurricane (59.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brevard city, NC show little to no average snow and around 75.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 814 for ZIP 28712 (Brevard city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.