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, NC

ZIP 28627 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28627

Median Home Value
$190,300
Median Rent
$518
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,222/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28627 in NC, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,222. That is about 21% above the local median household income ($42,938), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.5%+5% vs US avg
x
Vacancy Rate
35.8%+247% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
5.4%-64% vs US avg
x
Built Pre-1939
11.8%-8% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
48.1%+26% vs US avg
x
$190,300
Home Value
$518
Rent
1979
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.8%
  • 1-unit attached1.1%
  • 2-9 units7.4%
  • 10+ units0.0%
  • Mobile home & other22.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,300
Median rent$518
Owner-occupied68.5%
Vacant35.8%
Price-to-income4.4x
Est. income to buy$52,000