US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28626
  5. Housing & Real Estate
, NC

ZIP 28626 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28626

Median Home Value
$301,300
Median Rent
$1,006
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,935/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28626 in NC, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,935. That is about 17% above the local median household income ($71,186), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.2%+39% vs US avg
x
Vacancy Rate
33.6%+226% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
8.2%-84% vs US avg
x
Mortgage-Free
34.6%-10% vs US avg
x
$301,300
Home Value
$1,006
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached1.1%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other24.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$301,300
Median rent$1,006
Owner-occupied91.2%
Vacant33.6%
Price-to-income4.2x
Est. income to buy$83,000