US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28538
  5. Housing & Real Estate
Hookerton town, NC

ZIP 28538 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28538

Median Home Value
$86,100
Median Rent
$578
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$553/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28538 in Hookerton town, NC, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $553. That sits below the local median household income ($54,773), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.9%-25% vs US avg
x
Vacancy Rate
8.1%-21% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
66.7%+75% vs US avg
x
$86,100
Home Value
$578
Rent
1991
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.0%
  • 1-unit attached0.0%
  • 2-9 units6.7%
  • 10+ units1.0%
  • Mobile home & other41.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,100
Median rent$578
Owner-occupied48.9%
Vacant8.1%
Price-to-income1.6x
Est. income to buy$24,000