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Grifton town, NC

ZIP 28530 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28530

Median Home Value
$122,900
Median Rent
$566
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$789/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28530 in Grifton town, NC, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $789. That sits below the local median household income ($39,233), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.1%-7% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
11.2%-77% vs US avg
x
Mortgage-Free
56.3%+47% vs US avg
x
$122,900
Home Value
$566
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.9%
  • 1-unit attached0.6%
  • 2-9 units10.8%
  • 10+ units0.0%
  • Mobile home & other37.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,900
Median rent$566
Owner-occupied61.1%
Vacant12.9%
Price-to-income3.1x
Est. income to buy$34,000