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Minnesott Beach town, NC

ZIP 28510 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28510

Median Home Value
$261,300
Median Rent
$634
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,679/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28510 in Minnesott Beach town, NC, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,679. That is roughly in line with the local median household income ($62,917). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.8%+22% vs US avg
x
Vacancy Rate
29.3%+184% vs US avg
x
Broadband Access
87.4%+0% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
1.5%-89% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
48.7%+28% vs US avg
x
$261,300
Home Value
$634
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.9%
  • 1-unit attached2.8%
  • 2-9 units5.5%
  • 10+ units0.2%
  • Mobile home & other24.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$261,300
Median rent$634
Owner-occupied79.8%
Vacant29.3%
Price-to-income4.2x
Est. income to buy$72,000