US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28423
  5. Housing & Real Estate
Bolton town, NC

ZIP 28423 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28423

Median Home Value
$120,600
Median Rent
$533
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$775/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28423 in Bolton town, NC, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $775. That sits below the local median household income ($45,556), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.4%+31% vs US avg
x
Vacancy Rate
15.1%+46% vs US avg
x
Broadband Access
70.3%-19% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
66.7%+75% vs US avg
x
$120,600
Home Value
$533
Rent
1985
Year Built
1999
Moved In

Residents have lived here since ~1999 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.5%
  • 1-unit attached0.0%
  • 2-9 units0.3%
  • 10+ units0.0%
  • Mobile home & other38.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,600
Median rent$533
Owner-occupied85.4%
Vacant15.1%
Price-to-income2.6x
Est. income to buy$33,000