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Shallotte town, NC

ZIP 28420 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28420

Median Home Value
$205,100
Median Rent
$827
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,318/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28420 in Shallotte town, NC, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,318. That is roughly in line with the local median household income ($51,324). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.1%+10% vs US avg
x
Vacancy Rate
29.7%+188% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
1.9%-96% vs US avg
x
Mortgage-Free
54.5%+43% vs US avg
x
$205,100
Home Value
$827
Rent
1986
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.0%
  • 1-unit attached0.3%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other41.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,100
Median rent$827
Owner-occupied72.1%
Vacant29.7%
Price-to-income4.0x
Est. income to buy$56,000