ZIP Code 28398 — Warsaw town, NC Demographics & Data

ZIP code 28398 covers Warsaw, NC in Duplin County with a population of about 6,084.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 472, 910; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Median household income in ZIP 28398 is about $45,167 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.3%; unemployment rate near 7.9%; 12.8% of adults with a bachelor’s degree or higher (about 20.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Food services; about 1.7% of workers reporting work-from-home (about 13.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $86,000 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $588 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 55.1% (about 10.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28398 in Warsaw, NC, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $552. That sits below the local median household income ($45,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Warsaw town, NC as Relatively Moderate (composite score 89.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.5) and flood (66.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Warsaw town, NC show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 253 for ZIP 28398 (Warsaw town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.