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Stedman town, NC

ZIP 28391 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28391

Median Home Value
$184,300
Median Rent
$595
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,184/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28391 in Stedman town, NC, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,184. That sits below the local median household income ($70,227), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.1%+19% vs US avg
x
Vacancy Rate
8.9%-14% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
28.7%-25% vs US avg
x
$184,300
Home Value
$595
Rent
1995
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.7%
  • 1-unit attached0.1%
  • 2-9 units0.6%
  • 10+ units0.4%
  • Mobile home & other29.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$184,300
Median rent$595
Owner-occupied78.1%
Vacant8.9%
Price-to-income2.6x
Est. income to buy$51,000