ZIP Code 28384 — St. Pauls town, NC Demographics & Data

ZIP code 28384 covers St. Pauls, NC in Robeson County with a population of about 11,166.

At a glance, the area shows median age of 36.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the MYRTLE BEACH - FLORENCE media market.

St. Pauls, NC matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 28384 is about $48,045 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 29.1%; unemployment rate near 5.6%; 12.0% of adults with a bachelor’s degree or higher (about 21.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 4.8% of workers reporting work-from-home (about 10.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $92,500 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $555 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 71.8% (about 6.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28384 in St. Pauls, NC, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $594. That sits below the local median household income ($48,045), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Pauls town, NC as Relatively Moderate (composite score 91.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.5) and wildfire (87.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Pauls town, NC show little to no average snow and around 50.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 464 for ZIP 28384 (St. Pauls town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.