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Raemon CDP, NC

ZIP 28364 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28364

Median Home Value
$76,100
Median Rent
$438
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$489/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28364 in Raemon CDP, NC, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $489. That sits below the local median household income ($33,889), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.5%+14% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
65.3%-25% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
70.1%+84% vs US avg
x
$76,100
Home Value
$438
Rent
1986
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.5%
  • 1-unit attached0.1%
  • 2-9 units5.6%
  • 10+ units0.6%
  • Mobile home & other45.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$76,100
Median rent$438
Owner-occupied74.5%
Vacant10.9%
Price-to-income2.2x
Est. income to buy$21,000