ZIP Code 28345 — Hamlet city, NC Demographics & Data

ZIP code 28345 covers Hamlet, NC in Richmond County with a population of about 12,224.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in telephone area codes 472, 910; U.S. House district NC-8; the CHARLOTTE media market.

Median household income in ZIP 28345 is about $38,472 — about 49% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.1%; unemployment rate near 8.0%; 8.1% of adults with a bachelor’s degree or higher (about 25.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $95,700 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $470 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 61.4% (about 4.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28345 in Hamlet, NC, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $615. That sits below the local median household income ($38,472), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamlet city, NC as Relatively Low (composite score 60.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (86.0) and wildfire (79.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamlet city, NC show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 507 for ZIP 28345 (Hamlet city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.