ZIP Code 28327 — Carthage town, NC Demographics & Data

ZIP code 28327 covers Carthage, NC in Moore County with a population of about 18,984.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area codes 472, 910; U.S. House district NC-9; the RALEIGH - DURHAM (FAYETVLLE) media market.

Median household income in ZIP 28327 is about $84,850 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.6%; unemployment rate near 4.4%; 35.8% of adults with a bachelor’s degree or higher (about 2.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $299,500 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,124 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 79.1% (about 13.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28327 in Carthage, NC, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,924. That is roughly in line with the local median household income ($84,850). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carthage town, NC as Relatively Low (composite score 75.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (88.3) and wildfire (81.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carthage town, NC show little to no average snow and around 47.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 788 for ZIP 28327 (Carthage town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.