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Fayetteville city, NC

ZIP 28314 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28314

Median Home Value
$172,000
Median Rent
$968
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,105/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28314 in Fayetteville city, NC, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,105. That sits below the local median household income ($60,036), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.8%-28% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
32.3%-16% vs US avg
x
$172,000
Home Value
$968
Rent
1992
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.9%
  • 1-unit attached1.5%
  • 2-9 units13.5%
  • 10+ units23.1%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$172,000
Median rent$968
Owner-occupied46.8%
Vacant9.2%
Price-to-income2.9x
Est. income to buy$47,000