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Fayetteville city, NC

ZIP 28306 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28306

Median Home Value
$218,900
Median Rent
$799
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,406/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28306 in Fayetteville city, NC, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,406. That is roughly in line with the local median household income ($63,175). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.4%-3% vs US avg
x
Vacancy Rate
8.6%-17% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
30.4%-20% vs US avg
x
$218,900
Home Value
$799
Rent
1994
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached1.6%
  • 2-9 units6.1%
  • 10+ units2.6%
  • Mobile home & other17.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,900
Median rent$799
Owner-occupied63.4%
Vacant8.6%
Price-to-income3.5x
Est. income to buy$60,000