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Marshville town, NC

ZIP 28103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28103

Median Home Value
$230,900
Median Rent
$740
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,483/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28103 in Marshville town, NC, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,483. That sits below the local median household income ($75,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
3.6%-93% vs US avg
x
Mortgage-Free
48.0%+26% vs US avg
x
$230,900
Home Value
$740
Rent
1979
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.0%
  • 1-unit attached0.3%
  • 2-9 units2.8%
  • 10+ units0.4%
  • Mobile home & other10.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$230,900
Median rent$740
Owner-occupied78.7%
Vacant10.8%
Price-to-income3.1x
Est. income to buy$64,000