ZIP Code 27953 — Manns Harbor CDP, NC Demographics & Data

ZIP code 27953 covers Manns Harbor, NC in Dare County with a population of about 1,056.

At a glance, the area shows median age of 38.5 (near the U.S. median).

It sits in telephone area code 252; U.S. House district NC-3; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 27953 is about $27,489 — about 63% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.9%; unemployment rate near 5.3%; 15.9% of adults with a bachelor’s degree or higher (about 17.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Real estate; about 8.8% of workers reporting work-from-home (about 6.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,800 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $929 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 56.5% (about 9.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27953 in Manns Harbor, NC, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,303. That is about 104% above the local median household income ($27,489), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Manns Harbor CDP, NC as Relatively Moderate (composite score 89.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.7) and wildfire (82.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Manns Harbor CDP, NC show little to no average snow and around 46.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 27953 (Manns Harbor CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.