ZIP Code 27923 — Coinjock CDP, NC Demographics & Data

ZIP code 27923 covers Coinjock, NC in Currituck County with a population of about 479.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 27923 is about $68,750 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 12.4%; 48.0% of adults with a bachelor’s degree or higher (about 14.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Retail trade, and Other services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $311,200 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.7% (about 26.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27923 in Coinjock, NC, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,999. That is about 25% above the local median household income ($68,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Coinjock CDP, NC as Very Low (composite score 18.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (80.7) and wildfire (57.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Coinjock CDP, NC show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 27923 (Coinjock CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.