ZIP Code 27909 — Elizabeth City city, NC Demographics & Data

ZIP code 27909 covers Elizabeth City, NC in Pasquotank County with a population of about 40,878.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area code 252; U.S. House district NC-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 27909 is about $64,039 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 6.6%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $223,400 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $886 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 65.1% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27909 in Elizabeth City, NC, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,435. That is roughly in line with the local median household income ($64,039). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elizabeth City city, NC as Relatively Low (composite score 58.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (91.3) and flood (47.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elizabeth City city, NC show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,697 for ZIP 27909 (Elizabeth City city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.