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Washington city, NC

ZIP 27889 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27889

Median Home Value
$184,100
Median Rent
$560
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,183/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27889 in Washington city, NC, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,183. That is roughly in line with the local median household income ($52,694). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.7%-7% vs US avg
x
Vacancy Rate
14.7%+42% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
51.4%+35% vs US avg
x
$184,100
Home Value
$560
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.6%
  • 1-unit attached3.1%
  • 2-9 units10.4%
  • 10+ units2.7%
  • Mobile home & other21.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$184,100
Median rent$560
Owner-occupied60.7%
Vacant14.7%
Price-to-income3.5x
Est. income to buy$51,000