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Sharpsburg town, NC

ZIP 27878 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27878

Median Home Value
$102,500
Median Rent
$656
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$658/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27878 in Sharpsburg town, NC, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $658. That sits below the local median household income ($37,801), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.2%-28% vs US avg
x
Vacancy Rate
24.0%+133% vs US avg
x
Broadband Access
74.8%-14% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
72.6%+90% vs US avg
x
$102,500
Home Value
$656
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.7%
  • 1-unit attached0.0%
  • 2-9 units33.8%
  • 10+ units0.0%
  • Mobile home & other20.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$102,500
Median rent$656
Owner-occupied47.2%
Vacant24.0%
Price-to-income2.7x
Est. income to buy$28,000