ZIP Code 27876 — Seaboard town, NC Demographics & Data

ZIP code 27876 covers Seaboard, NC in Northampton County with a population of about 1,181.

At a glance, the area shows median age of 59.6 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Seaboard, NC fits a retirement-oriented profile (high share of residents 65+ (44.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27876 is about $48,696 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.1%; unemployment rate near 3.1%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Manufacturing, and Construction; about 10.6% of workers reporting work-from-home (about 4.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $77,800 — about 78% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $317 (about 73% below the U.S. median rent ($1,163)), and owner-occupancy near 71.9% (about 6.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27876 in Seaboard, NC, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $500. That sits below the local median household income ($48,696), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Seaboard town, NC as Relatively Low (composite score 44.2), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (84.6) and flood (44.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Seaboard town, NC show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 27876 (Seaboard town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.