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ZIP Code 27814 — undefined, NC Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
1,746
Median Income
$76,857
+2% vs US avg
Home Value
$150,000
-57% vs US avg
Median Rent
$575
-51% vs US avg
Median Age
51.4 yrs
+32% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
IrishEnglishGerman
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Location
Coordinates
35.3987, -76.9188
Elevation
20 ft
Land Area
63.8 sq mi
Water Area
14.6 sq mi (19% water)

At a glance

Population
1,746
Density
N/A
Median income
$76,857
+2% vs US avg
Home value
$150,000
-57% vs US avg
Median rent
$575
-51% vs US avg
Timezone

Overview of ZIP Code 27814

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What to know about ZIP 27814

ZIP code 27814 covers NC in Beaufort County with a population of about 1,746.

At a glance, the area shows median age of 51.4 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Income and economy in NC

Median household income in ZIP 27814 is about $76,857 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 7.1%; 31.1% of adults with a bachelor’s degree or higher (about 2.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Other services, and Food services; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 27814

Median home value is about $150,000 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $575 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 94.8% (about 29.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27814 in NC, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $964. That sits below the local median household income ($76,857), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for NC as Relatively Moderate (composite score 88.2), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.5) and wildfire (66.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NC show little to no average snow and around 51.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 72 for ZIP 27814 (NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport EWN (23.6 miles (37.9 km)) · Beaufort County Community College (9.7 miles (15.6 km)) · Cape Lookout National Seashore (51.2 miles (82.4 km)) · VA: New Bern National Cemetery (20.4 miles (32.8 km))

Full lists and map pins are in the Infrastructure section below.