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Durham city, NC

ZIP 27712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27712

Median Home Value
$324,400
Median Rent
$1,329
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,084/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27712 in Durham city, NC, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,084. That is roughly in line with the local median household income ($91,190). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.9%+36% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
7.2%-52% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$324,400
Home Value
$1,329
Rent
1987
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.4%
  • 1-unit attached2.1%
  • 2-9 units0.1%
  • 10+ units0.9%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$324,400
Median rent$1,329
Owner-occupied88.9%
Vacant3.3%
Price-to-income3.6x
Est. income to buy$89,000