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Durham city, NC

ZIP 27701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27701

Median Home Value
$457,600
Median Rent
$1,084
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,940/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27701 in Durham city, NC, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,940. That is about 88% above the local median household income ($66,852), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
29.3%-55% vs US avg
x
Vacancy Rate
12.1%+17% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
33.0%-14% vs US avg
x
$457,600
Home Value
$1,084
Rent
1973
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.4%
  • 1-unit attached3.7%
  • 2-9 units21.0%
  • 10+ units38.0%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$457,600
Median rent$1,084
Owner-occupied29.3%
Vacant12.1%
Price-to-income6.8x
Est. income to buy$126,000