US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 27527
  5. Housing & Real Estate
Archer Lodge town, NC

ZIP 27527 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27527

Median Home Value
$360,700
Median Rent
$1,389
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,317/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27527 in Archer Lodge town, NC, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,317. That sits below the local median household income ($111,011), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
7.2%-51% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
6.0%-13% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
21.3%-44% vs US avg
x
$360,700
Home Value
$1,389
Rent
2009
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.7%
  • 1-unit attached3.9%
  • 2-9 units2.8%
  • 10+ units4.1%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,700
Median rent$1,389
Owner-occupied84.8%
Vacant4.2%
Price-to-income3.2x
Est. income to buy$99,000