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Benson town, NC

ZIP 27504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27504

Median Home Value
$217,400
Median Rent
$771
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,397/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27504 in Benson town, NC, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,397. That sits below the local median household income ($68,376), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.5%+18% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
82.5%-5% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
24.1%-51% vs US avg
x
Mortgage-Free
33.9%-11% vs US avg
x
$217,400
Home Value
$771
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached2.9%
  • 2-9 units7.0%
  • 10+ units1.0%
  • Mobile home & other16.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,400
Median rent$771
Owner-occupied77.5%
Vacant10.3%
Price-to-income3.2x
Est. income to buy$60,000