US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 27344
  5. Housing & Real Estate
Siler City town, NC

ZIP 27344 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27344

Median Home Value
$176,800
Median Rent
$641
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,136/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27344 in Siler City town, NC, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,136. That sits below the local median household income ($62,493), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.2%+9% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
77.1%-11% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
54.6%+43% vs US avg
x
$176,800
Home Value
$641
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.1%
  • 1-unit attached0.9%
  • 2-9 units5.1%
  • 10+ units2.6%
  • Mobile home & other27.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,800
Median rent$641
Owner-occupied71.2%
Vacant11.8%
Price-to-income2.8x
Est. income to buy$49,000