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Ramseur town, NC

ZIP 27316 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27316

Median Home Value
$141,600
Median Rent
$538
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$910/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27316 in Ramseur town, NC, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. That sits below the local median household income ($52,699), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.4%+14% vs US avg
x
Vacancy Rate
14.8%+43% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
7.9%-39% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
35.8%-28% vs US avg
x
Mortgage-Free
44.9%+18% vs US avg
x
$141,600
Home Value
$538
Rent
1980
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached0.4%
  • 2-9 units7.7%
  • 10+ units0.2%
  • Mobile home & other21.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,600
Median rent$538
Owner-occupied74.4%
Vacant14.8%
Price-to-income2.7x
Est. income to buy$39,000