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ZIP 27285
Housing & Real Estate

ZIP 27285 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27285

Median Home Value

$281,700

Median Rent

$754

Affordability Snapshot

$78,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,810/mo PITI).

12%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27285, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,810. That is roughly in line with the local median household income ($77,778). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

78.5%+20% vs US avg

Vacancy Rate

0.0%

Broadband Access

85.1%-2% vs US avg

4+ Bedrooms

5.3%-64% vs US avg

Built Pre-1939

3.2%-75% vs US avg

Built Post-2014

2.5%-64% vs US avg

Rent Burden >30%

34.4%-31% vs US avg

Mortgage-Free

46.7%+22% vs US avg

$281,700

Home Value

$754

Rent

1985

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached69.0%
1-unit attached8.8%
2-9 units12.4%
10+ units7.4%
Mobile home & other2.4%

ZIP 27285 — Housing & Real Estate

Housing & Real Estate in ZIP Code 27285

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