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Efland CDP, NC

ZIP 27243 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27243

Median Home Value
$264,200
Median Rent
$840
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,697/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27243 in Efland CDP, NC, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,697. That sits below the local median household income ($88,681), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.2%+39% vs US avg
x
Vacancy Rate
11.5%+12% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
2.7%-95% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$264,200
Home Value
$840
Rent
1995
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.1%
  • 1-unit attached0.6%
  • 2-9 units0.5%
  • 10+ units0.0%
  • Mobile home & other20.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,200
Median rent$840
Owner-occupied91.2%
Vacant11.5%
Price-to-income3.0x
Est. income to buy$73,000