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Winston-Salem city, NC

ZIP 27104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27104

Median Home Value
$329,300
Median Rent
$983
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,115/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27104 in Winston-Salem city, NC, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,115. That is about 18% above the local median household income ($77,056), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.3%-8% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
43.6%+14% vs US avg
x
$329,300
Home Value
$983
Rent
1980
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.5%
  • 1-unit attached8.0%
  • 2-9 units14.0%
  • 10+ units21.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$329,300
Median rent$983
Owner-occupied60.3%
Vacant7.3%
Price-to-income4.3x
Est. income to buy$91,000