ZIP Code 27045 — Rural Hall town, NC Demographics & Data

ZIP code 27045 covers Rural Hall, NC in Forsyth County with a population of about 10,086.

At a glance, the area shows median age of 42.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 336, 743; U.S. House district NC-10; the GREENSBORO - H. POINT - W. SALEM media market.

Median household income in ZIP 27045 is about $70,345 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 6.5%; 26.2% of adults with a bachelor’s degree or higher (about 7.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 14.2% of workers reporting work-from-home (about 1.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $181,800 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $847 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 79.2% (about 13.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27045 in Rural Hall, NC, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That sits below the local median household income ($70,345), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rural Hall town, NC as Relatively Moderate (composite score 91.5), which is among the highest nationally. The strongest component scores on US5 are flood (94.7) and hurricane (86.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rural Hall town, NC show little to no average snow.

IRS migration statistics show a net inflow of about 419 for ZIP 27045 (Rural Hall town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.