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Madison town, NC

ZIP 27025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27025

Median Home Value
$168,900
Median Rent
$557
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,085/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27025 in Madison town, NC, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,085. That sits below the local median household income ($53,075), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
48.6%+27% vs US avg
x
$168,900
Home Value
$557
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.8%
  • 1-unit attached0.3%
  • 2-9 units3.0%
  • 10+ units2.8%
  • Mobile home & other29.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$168,900
Median rent$557
Owner-occupied80.3%
Vacant9.2%
Price-to-income3.2x
Est. income to buy$46,000