ZIP Code 26810 — undefined, WV Demographics & Data

ZIP code 26810 covers WV in Hardy County with a population of about 327.

At a glance, the area shows median age of 62.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the WASHINGTON, DC (HAGRSTWN) media market.

WV fits a retirement-oriented profile (high share of residents 65+ (39.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 8.2%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Administrative support; about 41.0% of workers reporting work-from-home (about 25.8 points above the U.S. share (15.2%)); a mean commute of about 92.0 minutes (U.S. average near 26.8).

Median home value is about $120,800 — about 65% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.1% (about 30.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26810 in WV, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $776. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 42.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.7) and flood (65.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow.

IRS migration statistics show a net inflow of about 12 for ZIP 26810 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.